Faculty of Economics and Business, Universitas Sebelas Maret, Central Java
Center for Fintech and Banking, Universitas Sebelas Maret, Central Java
Research Group GRISKA, Faculty of Economics and Business Universitas Sebelas Maret, Central Java Indonesia
Office: Ruang Jurnal Fakultas Ekonomi dan Bisnis UMY Gedung Ki Bagus Hadikusuma (E4) Lantai 2, Kampus Terpadu Universitas Muhammadiyah Yogyakarta, Jalan Brawijaya (Lingkar Selatan), Tamantirto, Kasihan, Bantul, Daerah Istimewa Yogyakarta, Indonesia, 55183 Website: journal.umy.ac.id/index.php/ai - E-mail: jai@umy.ac.id