Mahmud Yusuf Department of Sharia Economics, Faculty of Islamic Economics and Business, Universitas Islam Negeri Antasari Banjarmasin, South Kalimantan Indonesia
Muhamad Rahmani Abduh Department of Islamic Guidance and Counseling, Faculty of Tarbiyah and Teacher Training, Universitas Islam Negeri Antasari Banjarmasin, South Kalimantan Indonesia
Hafiez Sofyani Department of Accounting, Faculty of Economics and Business, Universitas Muhammadiyah Yogyakarta, Special Region of Yogyakarta Indonesia
Office: Ruang Jurnal Fakultas Ekonomi dan Bisnis UMY Gedung Ki Bagus Hadikusuma (E4) Lantai 2, Kampus Terpadu Universitas Muhammadiyah Yogyakarta, Jalan Brawijaya (Lingkar Selatan), Tamantirto, Kasihan, Bantul, Daerah Istimewa Yogyakarta, Indonesia, 55183 Website: journal.umy.ac.id/index.php/ai - E-mail: jai@umy.ac.id