FITRIATI, A.; TUBASTUVI, N.; MUDJIYANTI, R.; WAHYUNI, S.; IBARRA, V. C. Mobile banking acceptance model for Generation Z: The role of trust, self-efficacy, and enjoyment. Journal of Accounting and Investment, [S. l.], v. 25, n. 3, p. 1109–1132, 2024. DOI: 10.18196/jai.v25i3.21639. Disponível em: https://journal.umy.ac.id/index.php/ai/article/view/21639. Acesso em: 4 may. 2025.