Fitriati, Azmi, Naelati Tubastuvi, Rina Mudjiyanti, Sri Wahyuni, and Venus C. Ibarra. 2024. “Mobile Banking Acceptance Model for Generation Z: The Role of Trust, Self-Efficacy, and Enjoyment”. Journal of Accounting and Investment 25 (3):1109-32. https://doi.org/10.18196/jai.v25i3.21639.