Marianus, Santos, and Syaiful Ali. “Factors Determining the Perceived Security Dimensions in B2C Electronic Commerce Website Usage: An Indonesian Study”. Journal of Accounting and Investment 22, no. 1 (January 1, 2021): 104–132. Accessed September 19, 2025. https://journal.umy.ac.id/index.php/ai/article/view/8171.