NASUTION, L. N.; SARI, P. B.; DWILITA, H. DETERMINAN KEUANGAN INKLUSIF DI SUMATERA UTARA, INDONESIA. Jurnal Ekonomi & Studi Pembangunan, [S. l.], v. 14, n. 1, p. 58–66, 2013. Disponível em: https://journal.umy.ac.id/index.php/esp/article/view/1248. Acesso em: 2 may. 2025.