Munifatussaidah, A., J. N. Zahara, R. S. Resiana, and L. A. Ningsih. “Driving Regional Economy: Digital Technology adoption’s Role for Effective Distribution of Islamic Social Finance in Indonesia”. Jurnal Ekonomi &Amp; Studi Pembangunan, vol. 25, no. 2, Oct. 2024, pp. 261-75, doi:10.18196/jesp.v25i2.23838.