Public Housing Saving Program: A Comparative Legal Analysis between Indonesia and Singapore

Sheila Adi Nurmala, Ikawati Utami

Abstract


This study aims to identify the inherent problems of the Public Housing Savings program (Tapera) and seeks solutions through law reforms to improve the effectiveness, transparency, and accountability of the program. This normative legal research employs comparative approach by analyzing the similar programs in Singapore. The Housing Development Board (HDB) in Singapore is selected as benchmark to evaluate the performance and regulation of Tapera in Indonesia. The study also applies a functional approach to explore the function and purpose of legal frameworks of Tapera and their impact in the implementation of the program. The results show that despite changes made through Government Regulation No. 21 of 2024 to improve Tapera's performance, there are still significant problems, including low public participation, transparency and accountability issues, and controversies related to mandatory contribution payments. This research emphasizes the importance of comprehensive and inclusive law reforms that take into account social and economic aspects to ensure that Tapera can be more effective in helping people own their own homes, as well as fulfilling the state's constitutional obligation to provide adequate housing for all citizens.


Keywords


Accountability; Comparative law; Law Reform; Public Housing; Transparency

Full Text:

PDF

References


Amalia, Rizky, ‘Non-Competition Clause Dalam Perjanjian Kerja’, Yuridika, 26.2 (2011), 117–28

Arafat, Brillian Aditya Prawira, and Vicko Taniady, ‘Pemenuhan Hak Masyarakat Miskin Terhadap Perumahan Dan Permukiman Yang Layak Di Perkotaan Indonesia: Studi Perbandingan Singapura Dan Australia’, Jurist-Diction, 4.2 (2021), 559

Arumbinang, Mohammad Hazyar, ‘Problems and Dilemmas: ASEAN Commitments in Disaster Management’, Indonesian Comparative Law Review, 4.1 (2022), 17–25

Attamimi, A. Hamid S, Ilmu Perundang-Undangan Dasar Dan Pembentukannya (Yogyakarta: Kanisius, 1998).

Beckett, Julia, and Heidi O. Koenig, Public Administration and Law, Public Administration and Law (Routledge, 2015)

Collins Parker, ‘Administrative Law in Namibia: Its Current State, Challenges, and Proposals for Law Reform’, The Comparative and International Law Journal of Southern Africa 42.1 (2009), 115–27

Dainow, Joseph, ‘The Civil Law and the Common Law: Some Points of Comparison’, The American Journal of Comparative Law, 15.3 (1966), 419

Elven, Tareq Muhammad Aziz, and Shalahuddin Ahmad Al-Muqorrobin, ‘Consolidating Indonesia’s Fragile Elections Through E-Voting: Lessons Learned from India and the Philippines’, Indonesian Comparative Law Review, 3.1 (2021), 63–80

Gozali, Djoni Sumardi, Pengantar Perbandingan Sistem Hukum (Bandung: Nusa Media, 2020).

Hadjon, Philipus M, Perlindungan Hukum Bagi Rakyat Indonesia (Suatu Studi Tentang Prinsip-Prinsipnya, Penanganannya Oleh Pengadilan Dalam Lingkungan Peradilan Umum Dan Pembentukan Peradilan Administrasi) (Surabaya: Bina Ilmu, 1987).

Hardyanthi, Try, M. Fabian Akbar, Ichwan Rizky Akbar Napitupulu, Nia Prilia Nirwana, and Shaffa Aulia Yasmin, ‘Inflicting Death Penalty to Sexual Offenders: A Comparison between Indonesia and Saudi Arabia’, Indonesian Comparative Law Review, 4.1 (2021), 34–42

Hermawan, Adellya Salsabila, Sondang Maria Sijabat, Dustin Orlando Exaudi, and Donna Muhamad Bagsa Abdurrahman, ‘Tantangan Dan Peluang Dalam Sistem Jaminan Sosial : Analisis Perbandingan Konsep Pembiayaan Dan Menajemen Jaminan Sosial Di Indonesia Dan Singapura’, Diponegoro Private Law Review, 9.1 (2022), 88–104

Kharisma, Bayu, ‘Good Governance Sebagai Suatu Konsep Dan Mengapa Penting Dalam Sektor Publik Dan Swasta (Suatu Pendekatan Ekonomi Kelembagaan)’, Buletin Studi Ekonomi, 19.1 (2019), 11

Lestari, Putri Wartina, Sonny Dewi Judiasih, and Bambang Daru Nugroho, ‘Inheritance Rights of Extramarital-Children after the Constitutional Court Decision of 2010’, Indonesian Comparative Law Review, 6.1 (2023), 46–61

Mathews, Jud, ‘Minimally Democratic Administrative Law’, Administrative Law Review, Forthcoming, Penn State Law Research Paper No. 8-2016, 605–60. Available at SSRN: https://ssrn.com/abstract=2736426 or

Muhammadi, Fauzan, Nor Fahimah Mohd Razif, and Rahimin Affandi Abdul Rahim, ‘Architecting Hybrid Contract in Al-Rahn: A Comparative Study between Malaysia and Indonesia’, Indonesian Comparative Law Review, 6.1 (2023), 62–76

Nicola, Fernanda, ‘Family Law Exceptionalism in Comparative Law’, The American Journal of Comparative Law, 58.4 (2010), 777–810

Prawira, Muhammad Yudha, and Fatra Alamsyah, ‘The Implementation of Mutual Legal Assistance between Indonesia and Switzerland Regarding Asset Recovery’, Indonesian Comparative Law Review, 5.2 (2023), 58–74

Saebani, Beni Ahmad, Syahrul Anwar, and Ai Wati, Perbandingan Sistem Hukum Pidana (Sukoharjo: Pustaka Setia, 2016)

Santoso, Urip, Pengaturan Hukum Perumahan (Jakarta: Kencana Prenadamedia Group, 2016)

Santoso, Urip, ‘Pengelolaan Tanah Asset Pemerintah Kota Surabaya’, Yuridika, 25.1 (2010), 1–12 < https://doi.org/10.20473/ydk.v25i1.214>

Saputra, Auditya Firza, ‘Partnership Consultation: An Alternative Solution to the Nonexistent Collective Bargaining Right in the Indonesian Ride Hailing Gig Economy Sector’, Yuridika, 37.1 (2022), 93–124

Stack, Kevin M., ‘An Administrative Jurisprudence: The Rule of Law in the Administrative State’, Columbia Law Review, 115.7 (2015), 1985–2018

Sukardja, Ahmad, Hukum Tata Negara Dan Hukum Administrasi Negara Dalam Perpektif (Jakarta: Sinar Grafika , 2014)

Tania, Neysa, Jason Novienco, and Dixon Sanjaya, ‘Kajian Teori Hukum Progresif Terhadap Implementasi Produk Tabungan Perumahan Rakyat’, Perspektif, 26.2 (2021), 73–87

Tyagita, Andanti, ‘Prinsip Kebebasan Berserikat Dalam Serikat Buruh Sebagai Upaya Perlindungan Dan Penegakan Hak Normatif Pekerja’, Yuridika, 26.1 (2011), 1–16

Uwiyono, Aloysius, Siti Hajati Hoesin, and Widodo Suryandono, Melania Kiswandari, Asas-Asas Hukum Perburuhan (Depok : Rajawali Pers, 2018)

Wijaya, Mendra, and Handrisal, ‘Kebijakan Penyelenggaraan Perumahan Masyarakat Berpenghasilan Rendah Di Kabupaten Lahat Provinsi Sumatera Selatan’, KEMUDI : Jurnal Ilmu Pemerintahan, 6.1 (2021), 37–51

Yudhantaka, Lintang, ‘Keabsahan Kontrak Jual Beli Rumah Susun Dengan Sistem Pre Project Selling’, Yuridika, 32.1 (2017), 84




DOI: https://doi.org/10.18196/iclr.v7i1.23636

Refbacks

  • There are currently no refbacks.


Copyright (c) 2024 Sheila Adi Nurmala, Ikawati Utami

Creative Commons License
This work is licensed under a Creative Commons Attribution 4.0 International License. View My Stats