AZAM, M. S. E.; ABDULLAH, M. A. SMEs, Employment Generation, and Islamic Finance. International Journal of Islamic Economics and Finance (IJIEF), [S. l.], v. 7, n. 1, p. 73–94, 2024. DOI: 10.18196/ijief.v7i1.18632. Disponível em: https://journal.umy.ac.id/index.php/ijief/article/view/18632. Acesso em: 4 sep. 2025.