Muneeza, Aishath, and Zakariya Mustapha. “The Potential of Fintech in Enhancing the Use of Salam Contract in Islamic Banking”. International Journal of Islamic Economics and Finance (IJIEF) 3, no. 2 (July 27, 2020): 305–334. Accessed May 10, 2025. https://journal.umy.ac.id/index.php/ijief/article/view/8685.