Analisis Tingkat Literasi Keuangan pada Pelaku Usaha Mikro Kecil dan Menengah Kerajinan Perak di Kotagede Yogyakarta

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DOI: https://doi.org/10.18196/jerss.030101
Keywords:
Literasi Keuangan, UMKM, Kerajinan Perak, Kotagede

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Joko Prihatin
Department of Economics, Faculty of Economics and Business, Universitas Muhammadiyah Yogyakarta, Yogyakarta
Ahmad Maruf
Department of Economics, Faculty of Economics and Business, Universitas Muhammadiyah Yogyakarta, Yogyakarta

Abstract

Penelitian ini dilakukan untuk menganalisis tingkat literasi keuangan pada pelaku UMKM (Usaha Mikro Kecil dan Menengah) kerajinan perak di Kotagede Yogyakarta. Variabel-variabel bebas (independen) yang digunakan dalam penelitian ini adalah: jenis kelamin, usia, tingkat pendidikan terakhir, lama usaha, dan omzet penjualan per-bulan. Hasil penelitian menunjukkan rata-rata tingkat literasi keuangan pelaku UMKM kerajinan perak di Kotagede Yogyakarta, berada pada kategori sedang. Variabel yang mempengaruhinya adalah: usia, tingkat pendidikan terakhir, lama usaha, dan omzet penjualan per-bulan berpengaruh signifikan terhadap tingkat literasi keuangan pelaku UMKM kerajinan perak di Kotagede Yogyakarta.

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How to Cite
Prihatin, J., & Maruf, A. (2019). Analisis Tingkat Literasi Keuangan pada Pelaku Usaha Mikro Kecil dan Menengah Kerajinan Perak di Kotagede Yogyakarta. Journal of Economics Research and Social Sciences, 3(1), 1–10. https://doi.org/10.18196/jerss.030101
Issue
Vol. 3 No. 1: February 2019
Section
Articles

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