USMAN, U.; KUSUMA, H.; ARDIANSYAH, M. Predicting Islamic Finance Adoption Behavior by MSMEs: Institutional Theory Approach. Jurnal Manajemen Bisnis, [S. l.], v. 13, n. 2, p. 200–222, 2022. DOI: 10.18196/mb.v13i2.14438. Disponível em: https://journal.umy.ac.id/index.php/mb/article/view/14438. Acesso em: 18 sep. 2025.