Penegakan Hukum Tindak Pidana Pemalsuan Polis Asuransi
DOI:
https://doi.org/10.18196/mls.v3i4.14332Keywords:
Counterfeiting, Law Enforcement, Insurance PolicyAbstract
The existence of insurance is very much needed by the community, especially in large-scale economic activities. The existence of community activities allows for a large risk, so insurance can be a solution to protect the object of insurance. Unfortunately, the use of insurance policies is often misused, namely falsification of insurance policies. Forgery of insurance policies is a crime that has implications for the loss of trust for the parties to the insurance agreement. This study aims to understand and find out how law enforcement against the crime of counterfeiting insurance policies at PT. Harta Aman Pratama, Tbk. Yogyakarta Branch. This research is an empirical juridical research, namely research that explores both primary data sources and secondary data in the form of legal materials. One of the legal materials studied is the decision of the Sleman District Court No. 529/Pid.Sus/2016/PN Smn. The results showed that law enforcement against the crime of insurance policy forgery that occurred at PT Harta Aman Pratama, Tbk Yogyakarta Branch was carried out through the process of investigation, prosecution, examination of court hearings and implementation of court decisions. The perpetrator was charged with committing a criminal act of policy forgery as stipulated in Article 78 of Law Number 40 of 2014 concerning Insurance jo. Article 64 paragraph (1) of the Criminal Code. During the examination at the Sleman District Court, the defendant was found guilty and sentenced to imprisonment for 5 (five) months and a fine of Rp. 10,000,000. (Ten million rupiah). The convict served his prison sentence at the Cebongan Prison, Sleman.
References
Arief, Barda Nawawi. Beberapa Aspek Penegakan dan Pengembangan Hukum Pidana. Bandung: Citra Aditya Bakti, 2005.
Asshiddiqie, Jimly. Konstitusi dan Konstitusionalisme Indonesia. Jakarta: Sekretariat Jenderal dan Kepaniteraan Mahkamah Konstitusi RI, 2006.
Friedman, Lawrence M. Hukum Amerika: Sebuah Pengantar, Terjemahan dari American Law An Introduction, 2nd Edition. Jakarta: Tatanusa, 2001.
Hamzah, Andi. Bunga Rampai Hukum Pidana dan Acara Pidana. Jakarta: Ghalia Indonesia, 1986.
Huda, Chairul, and Lukman Hakim. Tindak Pidana dalam Bisnis Asuransi. Jakarta: Lembaga Pemberdayaan Hukum Indonesia, 2006.
Husin, Kadir, and Budi Rizki Husein. Sistem Peradilan Pidana di Indonesia. Jakarta: Sinar Grafika, 2016.
Maruapey, M. Husein. “Penegakan Hukum dan Perlindungan Negara.” Jurnal Ilmu Politik dan Komunikasi 7, no. 6 (2017).
Mauli, Chandra Adi, and Kristiyadi. “Pembuktian Dakwaan Alternatif Penuntut Umum pada Tindak Pidana Penipuan (Studi Putusan Pengadilan Negeri Surakarta No.84/Pid.B/2015/Pn.Skt).” Jurnal Verstek 4, no. 5 (2015).
Mulhadi. Dasar-dasar Hukum Asuransi. Depok: Raja Grafindo Persada, 2017.
Prodjodikoro, Wirjono. Hukum Asuransi di Indonesia. Jakarta: Intermasa, 1987.
Sanyoto. “Penegakan Hukum di Indonesia.” Jurnal Dinamika Hukum Fakultas Hukum Universitas Jenderal Soedirman Purwokerto 8, no. 9 (2012).
Sendra, Ketut. “Kecurangan dan Perlindungan Konsumen Asuransi.” Jurnal Vokasi Indonesia 5, no. 7 (2017).
Wasita, Agus. “Perlindungan Hukum terhadap Pemegang Polis Asuransi Jiwa.” Jurnal Becoss, (Business Economic, Communication, and Social Sciences) 2, no. 1 (2020).
Wawancara dengan Majelis Hakim Edi Antonno, S.H., tanggal 22 Maret 2021 di Pengadilan Negeri Sleman.
Wawancara oleh Muh. Ismet Karnavan selaku Penuntut Umum., tanggal 22 Maret 2021 di Kejaksaan Negeri Sleman.
Yusianadewi, I.G.A Bela Indah Komala, I Nyoman Putu Budiartha, and I Made Minggu Widyantara. “Sanksi Pidana terhadap Tindak Pidana Pemalsuan Surat pada Data Polis Asuransi” Jurnal Analogi Hukum 2, no. 11 (2020).
Downloads
Published
Issue
Section
License
Copyright
Authors who publish papers in this journal agree to the following terms:
Authors retain copyright. Authors are permitted to copy and redistribute the journal's published version of the work non-commercially (e.g., post it to an institutional repository or publish it in a book)
Authors are permitted and encouraged to post their work online (e.g., in institutional repositories or on their website) prior to and during the submission process, as it can lead to productive exchanges, as well as earlier and greater citation of published work (See The Effect of Open Access).
This journal is using Attribution-NonCommercial-ShareAlike 4.0 International. You are free to:
- Share — copy and redistribute the material in any medium or format
- Adapt — remix, transform, and build upon the material
The licensor cannot revoke these freedoms as long as you follow the license terms, which include the following:
- Attribution — You must give appropriate credit, provide a link to the license, and indicate if changes were made. You may do so in any reasonable manner, but not in any way that suggests the licensor endorses you or your use.
- NonCommercial — You may not use the material for commercial purposes.
- ShareAlike — If you remix, transform, or build upon the material, you must distribute your contributions under the same license as the original.
- No additional restrictions — You may not apply legal terms or technological measures that legally restrict others from doing anything the license permits.
Creative Commons Attribution-NonCommercial-ShareAlike (CC BY-NC-SA)
This work is licensed under a Creative Commons Attribution-NonCommercial-ShareAlike 4.0 International License.
