DETERMINAN LIKUIDITAS PADA BANK UMUM SWASTA NASIONAL NON DEVISA DI INDONESIA TAHUN 2003-2012

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Published: Apr 1, 2015
Keywords:
Return on Asset, Net Interest Margin, Market Concentration, Liquidity

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Anna Cahya Mustika
Diploma IV Keuangan, Universitas Trisakti, Jakarta
Sri Yani Kusumastuti
Fakultas Ekonomi, Universitas Trisakti, Jakarta

Abstract

Abstract: This research aims to analyze the influence of Return on Asset (ROA), Net Interest Margin (NIM), Capital Adequacy Ratio (CAR), Size (Size), Market Concentration (CR4) on Liquidity. The data used were obtained from the annual publication of the financial statements of each Non-Foreign Exchange BUSN Bank in Indonesia in 2003-2012. The sampling method was purposive sampling to 18 Non-Foreign Exchange BUSN Bank in 2003-2012. The tech­nique used is regression analysis of panel data. The result shows that ROA have significantly negative effect on liquidity, and CAR has significantly positive effect on liquidity

 

Abstrak: Penelitian ini bertujuan menganalisis pengaruh Return On Asset (ROA), Net Interest Margin (NIM), Capital Adequacy Ratio (CAR), Ukuran (size), konsentrasi pasar (CR4) terhadap Likuiditas. Data yang digunakan diperoleh dari laporan keuangan publikasi tahunan masing-masing Bank BUSN Non Devisa di Indonesia pada tahun 2003-2012. Pengambilan sampel dengan teknik purposive sampling yaitu 18 Bank BUSN Non Devisa periode 2003-2012. Teknik analisis yang digunakan adalah Regresi Data Panel. ROA ber­pengaruh signifikan negatif terhadap Likuiditas dan CAR berpengaruh signifikan positif ter­hadap Likuiditas.

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How to Cite
Mustika, A. C., & Kusumastuti, S. Y. (2015). DETERMINAN LIKUIDITAS PADA BANK UMUM SWASTA NASIONAL NON DEVISA DI INDONESIA TAHUN 2003-2012. Jurnal Ekonomi &Amp; Studi Pembangunan, 16(1), 53–62. Retrieved from https://journal.umy.ac.id/index.php/esp/article/view/1285
Issue
JESP Volume 16 Nomor 1, April 2015
Section
Articles

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