DETERMINAN KETAHANAN MODAL BANK SYARIAH DI INDONESIA: PENDEKATAN ECM

Giras Risti Wilara, Agus Tri Basuki

Abstract


This research aims to analyze the impact of Return on Assets (ROA), Financing to Deposit Ratio (FDR), Operational Expense to Operational Income (BOPO), and inflation on Capital Adequacy Ratio (CAR) in both short and long term. The object of this research is Shari’ah Banks in Indonesia by gaining the data from January 2013 to June 2015 from information published by some institutions such as Financial Services Authority (OJK) and Central Bureau of Statistics (BPS). The data were analyzed by Error Correction Model (ECM) method. Based on the analysis, the result shows that ROA and Inflation have positive and significant influence toward CAR, FDR has positive and negative influence toward CAR, whereas BOPO has no influence toward CAR. Besides, there is a short term and long term relationship between ROA, FDR, and inflation toward CAR.

Keywords


Shari’ah bank, Capital Adequacy Ratio, ECM model

Full Text:

PDF

References


Basuki, A. T., dan Yuliadi, I., 2014, Elektronik Data Prosesing (SPSS 15 dan EVIEWS 7), Danisa Media, Yogyakarta.

Dendawijaya, L., 2011, Manajemen Pebankan, Ghalia Indonesia, Jakarta.

Edginarda, C., 2012, “Analisis Pengaruh Rasio Rentabilitas dan Likuiditas terhadap Capital Adequacy Ratio pada Bank Pemerintah di Indonesia Periode 2003-2010”, Skripsi Manajemen, Universitas Hasanudin, Makasar.

Fatimah, S., 2014, “Pengaruh Rentabilitas, Efesiensi, dan Likuiditas Terhadap Kecukupan Modal Bank Umum Syariah”, Jurnal Al-Iqtishad, Vol. VI No.1, Januari, hal. 54-72

Hasan Iqbal. (2015). Pokok-Pokok Materi Statistik 2 (Statistik Inferentif). Jakarta: Bumi Aksara.

Kasmir. 2009. Pengantar Manajemen Keuangan. Jakarta: Kencana

Muhammad, 2005. Manajemen Bank Syariah. Yogyakarta: UPP AMP YKPN

Masyhud. Ali. 2006. Manajemen Risiko, Strategi Perbankan Dan Dunia Usaha Menghadapi Tantangan Globalisasi Bisnis. PT. Raja Grafindo Persada, Jakarta.

Sakinah, F., 2013, “Faktor-faktor yang Mempengaruhi Capital Adequacy Ratio pada Bank Syariah di Indonesia Periode Maret 2009-Desember 2011”, Skripsi Ilmu Ekonomi dan Studi Pembangunan, Universitas Islam Negeri Syarif Hidayatullah, Jakarta.

Yuliyani, 2015, “Pengaruh Assets To Loan Ratio (ALR), Quick Ratio (QR), Return On Assets (ROA), dan Operational Expense To Operational Income (BOPO) terhadap Capital Adequacy Ratio (CAR) pada Bank Umum yang terdaftar di BEI Periode 2009-2013”, Jurnal Akuntansi, Universitas Maritim Raja Ali Haji, Tanjung Pinang.




DOI: https://doi.org/10.18196/jesp.17.2.3957

Refbacks

  • There are currently no refbacks.


Copyright (c) 2018 Jurnal Ekonomi dan Studi Pembangunan




 

Office:
Redaksi JESP UMY, Gedung E2 Lantai 2, Fakultas Ekonomi dan Bisnis, Universitas Muhammadiyah Yogyakarta
Jalan Brawijaya, Tamantirto, Kasihan, Bantul, Daerah Istimewa Yogyakarta 55183
Telp: (0274) 387656 ext.184
Fax: (0274) 387646
Email: jesp@umy.ac.id


Jurnal Ekonomi & Studi Pembangunan (JESP) is licensed under Creative Commons Attribution-ShareAlike 4.0 International.