The Role of Religious-Based Empowerment in Enhancing Asnaf Entrepreneurs’ Success: Evidence from Jogokariyan Mosque, Indonesia
DOI:
https://doi.org/10.18196/ijief.v8i2.27781Keywords:
AMSi, Business Success, Jogokaryan Mosque, Maqashid Shariah, MSMEAbstract
Mosque-based Islamic microfinance uniquely combines religious values with community economic empowerment. This study examined the business success of Micro, Small, and Medium Enterprises (MSMEs) that receive financing and mentoring from Jogokaryan Mosque. The measurement of business success was viewed from the perspective of Maqasid Sharia, which includes business experience, business justice, business welfare, financial wisdom, and one additional variable: the quality of worship. The research method used was the Asnaf Muslimpreneur Success Index (AMSi) to gauge the level of business success among MSME actors. The study population consisted of MSME actors who received financing and participated in a series of programs organised by Jogokaryan Mosque. A sample of 56 respondents was obtained using a purposive sampling technique. The result showed that the level of business success among MSMEs associated with Jogokaryan Mosque was categorised as medium-high success. This success was beneficial for MSME actors and could be further enhanced through a series of supporting programs with consistent intensity. The implication of this study was to evaluate the empowerment program offered by Jogokaryan Mosque and enhance the quality of both program delivery and financing. In fact, the goal was to boost business success and empower MSME actors in their entrepreneurial endeavours
References
Abd Rahman, R., & Ahmad, S. (2011). Strategi Pembangunan Keusahawanan Asnaf Fakir dan Miskin melalui Agihan Bantuan Modal Zakat. Jurnal Pengurusan, 33, 37–44. https://doi.org/10.17576/pengurusan-2011-33-03
Abdillah, W., & Hartono, J. (2015). Partial Least Square (PLS) Alternantif Structural Equation Modeling (SEM) Dalam Penelitian Bisnis. Andi.
Abeng Tanri. (1997). Business ethics in Islamic context: Perspectives of a Muslim business leader. Business Ethics Quarterly, 7(3), 47–54. http://search.proquest.com/docview/216356317?accountid=14549%5Cnhttp://hl5yy6xn2p.search.serialssolutions.com/?genre=article&sid=ProQ:&atitle=Business+ethics+in+Islamic+context:+Perspectives+of+a+Muslim+business+leader&title=Business+Ethics+Quarterly&issn
Achmad Ali Fikri, Syamsul Arifin, M. F. F. (2022). Pengaruh Kemampuan Wirausaha Muda Merencanakan Keuangan Pada Perencanaan Keuangan Bisnisnya. Pengaruh Kemampuan Wirausaha Muda Merencanakan Keuangan Pada Perencanaan Keuangan Bisnisnya, 2(8.5.2017), 2003–2005.
Afriany, A. N., Dekeng, S. B., & Adelia, N. A. P. (2019). Hubungan antara Kepemilikan Keluarga dengan Kesuksesan Bisnis pada Usaha Kecil & Menengah (UKM). Akuntansi Dewantara, 3(1), 67–74. https://doi.org/10.29230/ad.v3i1.4045
Amin, H. (2022). Examining new measure of asnaf muslimpreneur success model: a Maqasid perspective. Journal of Islamic Accounting and Business Research, 13(4), 596–622. https://doi.org/10.1108/JIABR-04-2021-0116
Amin, H., Suhartanto, D., Ghazali, M. F., Ali, M., Rizal, H., & Abdul Razak, D. (2021). Maqasid-based Consumer Preference Index for Tawarruq Personal Financing (TPF). International Journal of Islamic Economics and Finance (IJIEF), 5(1), 1–30. https://doi.org/10.18196/ijief.v5i1.11823
Bahri, E. S., Aslam, M. M. M., Hasan, A. A. H., & Wibowo, H. (2019). Maqasid Al-Shariah in Micro-entrepreneurs Development: an Overview. International Conference of Zakat 2019.
Beekun, R. I. (2019). Islamic Business Ethics. Islamic Business Ethics, 20170(703), 1–80. https://doi.org/10.2307/j.ctvk8w1zv.4
Chin, W. W. (1998). The partial least squares approach for structural equation modeling. In G. A. Marcoulides (Ed.), Modern methods for business research. Lawrence Erlbaum Associates Publishers.
Dewi, A. C. E., & Dhewanto, W. (2012). Key Success Factors of Islamic Family Business. Procedia - Social and Behavioral Sciences, 57, 53–60. https://doi.org/10.1016/j.sbspro.2012.09.1157
Dobbins, R., & Pettman, B. O. (1997). Self‐development: the nine basic skills for business success. Journal of Management Development, 16(8), 521–667. https://doi.org/10.1108/02621719710174011
Elzahi Saaid Ali, A. (2022). Islamic Microfinance: Moving Beyond the Financial Inclusion BT - Empowering the Poor through Financial and Social Inclusion in Africa: An Islamic Perspective (A. Elzahi Saaid Ali (ed.); pp. 11–24). Springer International Publishing. https://doi.org/10.1007/978-3-031-00925-9_2
Fahmi, R. A. (2018). ENHANCING THE ECONOMIC ROLE OF THE MOSQUE THROUGH EMPOWERMENT A Case Study in Yogyakarta City. E-Mabis: Jurnal Ekonomi Manajemen Dan Bisnis, 19(1). https://doi.org/10.29103/e-mabis.v19i1.278
Fahmi, R. A., Suyitno, & Rochmiatun, E. (2023). Mosque-based economic empowerment in the Malay world: Views of Ibnu Khaldun’s Asabiyah and malik Bennabi’s civilization theories. 29(1), 88–101.
Fitri, M. (2017). Pengelolaan Zakat Produktif sebagai Instrumen Peningkatan Kesejahteraan Umat. Economica: Jurnal Ekonomi Islam, 8(1), 149–173. https://doi.org/doi:http://dx.doi.org/10.21580/econom ica.2017.8.1.1830
Ghozali, M., Yasin, A., Nasution, S., & Safitri, A. R. (2024). Halal Business Practice: An Islamic Business Ethics Perspective. AL-IKTISAB: Journal of Islamic Economic Law, 8(1), 89–100. https://doi.org/10.21111/aliktisab.v8i2.13101
Gümüsay, A. A. (2015). Entrepreneurship from an Islamic Perspective. Journal of Business Ethics, 130(1), 199–208. https://doi.org/10.1007/s10551-014-2223-7
Gupta, D. H., & Agarwal, D. N. (2024). Understanding Financial Management and Investments with Regards to Corporate Law and Management. Migration Letters, 21(5), 148–155. https://doi.org/10.59670/ml.v21i5.8691
Guzzo, R. A., Nalbantian, H. R., & Anderson, N. L. (2022). Age, Experience, and Business Performance: A Meta-Analysis of Work Unit-Level Effects. Work, Aging and Retirement, 8(2), 208–223. https://doi.org/10.1093/workar/waab039
Hair, J. F., Hult, G. T. M., Ringle, C. M., & Sarstedt, M. (2017). A Primer on Partial Least Squares Structural Equation Modeling (PLS-SEM). Thousand Oaks. Sage, 165.
Hamidi, I., Suhel, S., Atiyatna, D. P., & Igamo, A. M. (2021). Determinant of Zakat Productive Towards Small Medium Enterprise (SMEs) Incomes of Recipient of Zakat. Islamic Economics Journal, 7(1), 18. https://doi.org/10.21111/iej.v7i1.5176
Masrifah, A. R., & Rahman, F. H. (2022). Zakat Fund Model in Developing Micro, Small and Medium Enterprises (MSMES) In Ponorogo Through Capital, Human Resource And Religiousity As Mediating Variable. 5(02), 87–102.
Mawardi, I., Widiastuti, T., Al Mustofa, M. U., & Hakimi, F. (2022). Analyzing the impact of productive zakat on the welfare of zakat recipients. Journal of Islamic Accounting and Business Research. https://doi.org/10.1108/JIABR-05-2021-0145
Mawardi, M., Trianto, B., & Masrizal, M. (2022). Analysis of Mustahik Empowerment Program in Indonesia: The Case of Non-State Zakat Organization. International Journal of Islamic Economics and Finance (IJIEF), 5(1), 107–128. https://doi.org/10.18196/ijief.v5i1.12900
Mu’is, A. M. (2020). The Masjid-Based Community Economic Empowerment. Journal of Islamic Economics Perspectives, 1(2), 50–60. https://doi.org/10.35719/jiep.v1i2.17
Muttaqien, M. K., Mufraini, M. A., & Suherlan, A. (2022). How Does Zakat Institutions Contribute to the Business Success of Mustahiq? Maliki Islamic Economics Journal, 2(2), 95–105. https://doi.org/10.18860/miec.v2i2.18264
Rambe, A., Karsin, E. S., & Hartoyo, H. (2008). Analisis Alokasi Pengeluaran Dan Tingkat Kesejahteraan Keluarga (Studi Di Kecamatan Medan Kota, Sumatera Utara). Jurnal Ilmu Keluarga Dan Konsumen, 1(1), 16–28. https://doi.org/10.24156/jikk/2008.1.1.16
Rarasati, I. (2025). Navigating MSMEs success: A deep dive analysis of business success at Jogokaryan Mosque. 8(1), 1–16.
Rarasati, I., & Dewanti, D. S. (2018). Poverty Alleviation through Zakat and Income Distribution on Agriculture of Local Commodity, Honey Pinneapple, in Pemalang Regency. The 2nd International Conference on Technology, Education, and Social Science 2018 (The 2nd ICTESS 2018) Poverty, 2018, 511–516.
Rarasati, I., & Priyadi, U. (2024). Empowering MSMEs: The Role of Mosques in Community Economic Development. Shirkah: Journal of Economics and Business, 9(3), 397–410. https://doi.org/10.22515/shirkah.v9i3.566
Sari, E. Y. N., & Anam, A. K. (2021). Sikap Keuangan, Kontrol Perilaku, Efikasi Diri dan Perilaku Keuangan. Organum: Jurnal Saintifik Manajemen Dan Akuntansi, 4(1), 28–39. https://doi.org/10.35138/organum.v4i1.134
Sekaran, U., & Bougie, R. (2016). Research methods for Business: A skill building.
Sharma, D. V. (2023). The Role of Financial Management in Achieving Business Success: a Review of Literature. International Journal of Economics Finance & Management Science, 08(03), 04–07. https://doi.org/10.55640/ijefms-9118
Sulandjari, K. (2023). The Effect of Entrepreneurial Skills and Business Mentoring on Startup Growth and Success in West Java. The Es Economics and Entrepreneurship, 2(02), 147–156. https://doi.org/10.58812/esee.v2i02.168
Thaker, M. A. B. M. T., Kassim, S., Amin, M. F. Bin, Salleh, M. C. M., Othman, N., & Kassim, S. N. (2022). Modeling the Demand for Islamic Microfinance Services: An Application of PLS-SEM Approach. International Journal of Islamic Economics and Finance (IJIEF), 5(1), 89–106. https://doi.org/10.18196/ijief.v5i1.11776
Wahyuningsih, G., Janah, F. N., & Roy Purwanto, M. (2020). Berbisnis Berdasrkan Perilaku Rasulullah Saw. At-Thullab: Jurnal Mahasiswa Studi Islam, 2(1), 314–324. https://doi.org/10.20885/tullab.vol2.iss1.art9
Wartoyo, W., Kholis, N., Arifin, A. A., & Syam, N. (2022). The Contribution of Mosque-Based Sharia Cooperatives to Community Well-Being Amidst the COVID-19 Pandemic. Iqtishadia, 15(1), 21. https://doi.org/10.21043/iqtishadia.v15i1.13809
Widiastuti, T., Auwalin, I., Rani, L. N., & Ubaidillah Al Mustofa, M. (2021). A mediating effect of business growth on zakat empowerment program and mustahiq’s welfare. Cogent Business and Management, 8(1). https://doi.org/10.1080/23311975.2021.1882039
Yaakub, Z., & Muhd Adnan, N. I. (2018). Faktor-Faktor Kejayaan Usahawan Ikon Majlis Agama Islam Melaka (MAIM) Success Factors of Majlis Agama Islam Melaka (MAIM) Icon Entrepreneur Akademia Baru. Journal of Advanced Research in Social and Behavioural Sciences, 1(1), 82–93.
Yani, A., Suherlan, & Az Zaakiyyah, H. K. (2024). The Importance of Mentorship in Stimulating the Growth and Success of Entrepreneurial Business Entities. Journal of Contemporary Administration and Management (ADMAN), 2(1), 337–342. https://doi.org/10.61100/adman.v2i1.129
Downloads
Published
How to Cite
Issue
Section
License
Copyright (c) 2025 International Journal of Islamic Economics and Finance (IJIEF)

This work is licensed under a Creative Commons Attribution-ShareAlike 4.0 International License.
License
This journal is based on the work available at http://journal.umy.ac.id/index.php/ijief/ under a license from Creative Commons Attribution-ShareAlike 4.0 International License.
You are free to:
- Share – copy and redistribute the material in any medium or format.
- Adapt – remix, transform, and build upon the material for any purpose, even commercially.
The licensor cannot revoke these freedoms as long as you follow the license terms, which include the following:
- Attribution — You must give appropriate credit, provide a link to the license, and indicate if changes were made. You may do so in any reasonable manner, but not in any way that suggests the licensor endorses you or your use.
- ShareAlike — If you remix, transform, or build upon the material, you must distribute your contributions under the same license as the original.
- No additional restrictions — You may not apply legal terms or technological measures that legally restrict others from doing anything the license permits.
Creative Commons Attribution-ShareAlike (CC BY-SA)
This work is licensed under a Creative Commons Attribution-ShareAlike 4.0 International License.